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Luis Alfonso
Luis Alfonso, 41 years old, lives with his life’s companion and children. He dedicates himself to agriculture, specifically the cultivation of maize and beans. He has spent a great deal of time doing this work and is very proud of all the experience he has gained. He learned the job when he was a young man and always manages to obtain the best crops. The land he cultivates is very accessible to the road and has fertile soil and it is also close to his home. Everything he produces he markets in surrounding communities and he has many customers since people know that everything he sells is high quality and at accessible prices. He also offers good service.

In addition to farming, Luis also works as a bricklayer and that helps pay for household expenses. He is an energetic, responsible and very hardworking man. He is always looking for opportunities that will enable him to succeed. During this planting season he wants to increase production but he needs the capital to invest. Consequently he is applying for a loan from INTEGRAL, which will enable him to buy corn seeds, bean seeds, fertilizer, insecticide, tools, etc.

Luis Alfonso has a good payment history and is certain that he will be able to pay off the debt and at the same time he has faith that he will give his family a fuller life.
View original language description ↓
Luis Alfonso de cuarenta y uno años de edad vive junto a su compañera de vida y sus hijos, él se dedica a la agricultura específicamente al cultivo de maíz y frijol, tiene mucho tiempo de trabajar en este rubro y se siente muy orgulloso de toda la experiencia que ha ganado, desde joven aprendió el oficio y siempre procuro obtener las mejores cosechas, el terreno donde cultiva es muy accesible cercano a la carretera y con suelo fértil además esta cercano a su vivienda, todo lo que produce lo comercia en todas las comunidades aledañas, tiene mucha clientela pues las personas saben que todo lo que comercia es de primera calidad y a precios accesibles además de un buen servicio, adicional al cultivo Luis trabaja de albañil y eso le ayuda a complementar los gastos del hogar; Él es un hombre enérgico, responsable y muy trabajador siempre esta a la expectativa de oportunidades que le permitan alcanzar el éxito, en esta época de cosecha quiere aumentar la producción pero necesita capital para la inversión por eso le solicita a INTEGRAL un crédito que le permita comprar semilla de maíz, frijol, abono, insecticida, herramienta, etc. Luis Alfonso tiene buenas recomendaciones de paga y tiene la certeza que podrá saldar la deuda y al mismo tiempo tiene fe que le dará una vida plena a su familia.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 547
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $250 helped Luis Alfonso to buy corn seeds, bean seeds, fertilizer, insecticide, tools.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Jul 19, 2012
Aug 11, 2012
Currency Exchange Loss:
Feb 17, 2013