A loan of $325 helped to pay for a deposit on an electronic data capture (EDC) machine for his bill payment business.


Asep's story

Bapak Asep owns a small space consisting of a small grocery store and also a mobile phone shop. In his small grocery store he sells basic items such as rice, cooking oil, cleaning items, coffees, teas, breads and snacks. He lives in Bogor Barat, a city about 1-1.5 hour drive from Jakarta. The reason Bapak Asep wanted to become a Loket Ruma agent is so that he can generate more income for himself. The money will be used to actually pay guarantee the electronic data capture machine that will be used to create the payment transaction from the customer.

Loket Ruma is a new bill payment product that helps Ruma’s agents become payment points. The important thing about becoming a Loket Ruma agent is that Bapak Asep can serve his community. His customers can pay their monthly bills and needs through him, especially for electricity, water and motorcycle installments. A payment point is needed because to access banks and ATMs, the electricity hub, water company or post office is far. It will cost more money and is time consuming for people to go to there.

Bapak Asep really hopes that by becoming a Loket Ruma agent, his business will rapidly grow.



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