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Susana Del Carmen
Susana del Carmen is 34 and lives with her husband and children. Mrs. Susana is a hardworking, responsible, and ambitious woman. For a few years she has run a business because her husband's income was not enough to cover their household expenses. She works producing and selling dairy products in her community. She has a very good client base because she knew how to gain their trust. She offers quality and good prices for her products, which is why her neighbors prefer her products. As a businesswoman she has decide to invest in the care of her cattle because they are what her business depends on. She has decided to apply for a loan from INTEGRAL to purchase vitamins for her cattle and to purchase a milk cow to grow her business. With these improvements she hopes to obtain favorable results and continue to provide economic support to her household, which still needs it.
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Susana del Carmen de 34 años de edad, habita con esposo e hijos en casa de su propiedad. La señora Susana es una mujer trabajadora, responsable y muy emprendedora. Desde hace algunos anos decidió dedicarse al negocio ya que los ingresos percibidos por su esposo no lograba cubrir los gastos del hogar. Se dedica a la producción y venta de productos lácteos en la zona donde habita. Tiene muy buena clientela ya que ha sabido ganarse la confianza de sus clientes. Ofrece calidad y buenos precios en sus productos razón por la cual sus vecinos la prefieren. Como toda mujer emprendedora a decidido invertir en el cuidado de su ganado ya que de eso depende su negocio. Por lo anterior ha tomado la decisión de solicitar este crédito a INTEGRAL para comprar vitaminas para el ganado y ajustar para la compra de una vaca lechera que le permita crecer en el negocio. Con esto espera obtener resultados favorables y continuar brindando la ayuda económica a su hogar que tanto lo necesita.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 370
    View loans »
    El Salvador Loans Fundraising
  • $31,244,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Susana Del Carmen purchase vitamins for cattle and milk cows.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jul 14, 2012
Aug 10, 2012
Currency Exchange Loss:
Sep 15, 2012