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Florencio, 50, lives with his wife and three minor children. Florencio has been growing corn and beans for the last 30 years, work thanks to which he’s been able to get ahead and raise his children. Florencio would like to have the money needed to buy larger amounts of seeds to plant which is why he’s asking INTEGRAL for a loan to buy the necessary supplies like corn, beans, pesticide and manure to carry out a better planting of grains that he hopes to sell for a better price thus increasing his income which is basic for Florencio because it’s the only way he’ll attain a better life for his children and his wife.
View original language description ↓
Florencio de 50 años de edad vive junto a su esposa y tres hijos menores de edad. Desde hace 30 años que Florencio trabaja en el cultivo de maíz y frijoles, trabajo gracias al cual ha podido salir adelante y criar a sus hijos. Florencio desea contar con el dinero necesario para comprar mayor cantidad de semillas para sembrar, motivo por el que solicita un préstamo INTEGRAL, por medio del cual pueda comprar todo los insumos necesarios como: maíz, frijoles, pesticidas y abono para realizar una mejor siembra de granos, los cuales espera comercializarlos a un buen precio y de esta forma poder aumentar sus ingresos, lo que es muy primordial para Florencio puesto que solo de esta manera contara con una vida mejor para sus hijos y esposa.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 531
    View loans »
    El Salvador Loans Fundraising
  • $31,742,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Florencio to buy seeds to plant.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Jul 11, 2012
Aug 10, 2012
Currency Exchange Loss:
Feb 17, 2013