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Cesar Antonio
Cesar Antonio, 60, works growing and selling basic grains like corn and beans. He repeats this activity every year with help from his oldest son; he’s been doing this for many years. Once he gathers his harvest he sells part of it and the rest is for his own consumption. Cesar and his family were quite affected by the previous harvest because the storms that lashed the country caused them to lose 80% of their crops. But this is how he earns his livelihood; it’s important to stress that this is his main source of income.

Cesar is noted for being a hardworking, honest, very responsible man. Many people give him good references and trust in the product he sells because he strives for it to be of top quality. This is why he’s decided to approach INTEGRAL to request a loan to buy the main farm supplies like seeds, insecticide, manure, etc. and continue cultivating the land to harvest the main basic grains that will allow him to provide his home with daily bread. He trusts that he’ll obtain very good results and will be able to reach his dream of improving his family’s quality of life.
View original language description ↓

Cesar Antonio de 60 años de edad, se dedica al cultivo y comercio de granos básicos como: maíz y frijoles. Cada año repite esta actividad con la ayuda de su hijo mayor desde ya hace muchos años, despues de sacar la cosecha pone a la venta una parte y la otra la deja para su consumo. Cesar y su familia se vieron muy afectados en la cosecha anterior ya que las tormentas que afectaron al pais hicieron que perdiera casi el 80% de sus cultivos, pero es así como se gana la vida y es importante mencionar que es su principal fuente de ingresos. Cesar se caracteriza por ser un hombre trabajador, honrado y muy responsable. Muchas personas dan buenas referencias de él y confían en el producto que comercializa ya que se esfuerza por que sea de muy buena calidad, es por eso que tomo la decisión de acercarse a la institución, INTEGRAL, para solicitar este credito el cual le permita comprar los principales insumos agrícolas semillas, insecticidas, abonos, etc. y continuar cultivando la tierra para cosechar los principales granos básicos que le permiten llevar el pan de cada día a su hogar. Confia que obtendrá resultados muy buenos y podrá lograr su sueño de mejorar la calidad de vida de su familia.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 465
    View loans »
    El Salvador Loans Fundraising
  • $31,326,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Cesar Antonio to buy seeds and farm supplies.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Jul 13, 2012
Aug 10, 2012
Currency Exchange Loss:
Apr 18, 2013