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Alfonso is 47 years old. He is very responsible and works hard to support his wife and 6 minor children, all of whom depend entirely on him. In order to provide his family with everything they need, Alfonso grows corn and beans. He wants to significantly increase his crops, as that is the only way he has to earn a living. He is therefore requesting a loan from INTEGRAL so that he will have the money he needs to invest in purchasing greater quantities of corn and beans to plant. He will also be able to prepare the land and have the tools he needs to care for his plants. With a larger crop, Alfonso hopes to increase his sales, which will help him support his household.
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Alfonso de 47 años de edad, es una persona muy responsable, quien trabaja muy duro por sacar adelante a su esposa y 6 hijos menores de edad y quienes dependen de él por completo. Para brindarle todo lo necesario a su familia, Alfonso se dedica al cultivo de maíz y frijoles cosecha la cual desea aumentar en gran manera, ya que es la única forma que posee de ganarse la vida, razón por la que solicita un préstamo a INTEGRAL, a través del cual puede contar con el dinero necesario para invertir en la compra de mayor cantidad de maíz y frijoles para sembrar, así mismo para preparar la tierra y tener los insumos necesarios para invertir en el cuidado de las matas. Con el aumento de cultivo Alfonso tiene la esperanza de aumentar sus ventas lo que sería de mucha ayuda para el sostenimiento de su hogar.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 567
    View loans »
    El Salvador Loans Fundraising
  • $31,742,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Alfonso to purchase pesticides for crops.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Jul 11, 2012
Aug 10, 2012
Currency Exchange Loss:
Apr 18, 2013