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Noel De Jesús
Noel de Jesús lives with his life partner and their children. He grows corn, and he has been working in agriculture for many years. This has given him experience, which allows him to improve his work day by day. This way he always gets good harvests.

His land is located in an area that is suitable for sowing, and it is close to where he lives. He sells in all of the nearby areas. He has a lot of customers. They prefer him because he always has what they need at very accessible prices. Also, his service is excellent, and he is always at his customers’ disposal.

Noel is a determined, hard-working, and responsible person. He is, above all, very motivated to get ahead and achieve his dreams. He wants to be successful, and his biggest secret is perseverance.

During this planting season he wants to increase the production. However, he needs capital to do so. That is why he is requesting a loan from Integral. The loan will allow him to buy corn seeds, fertilizer, insecticide, and tools, etc. Noel de Jesús has good payment references and high moral character. He affirms that he will repay the loan, and he will give his family a better quality of life.
View original language description ↓
Noel de Jesús vive junto a su compañera de vida y sus hijos, él se dedica al cultivo de maíz y tiene muchos años de trabajar en la agricultura se ha hecho de experiencia que le permite mejorar su labor día con día y así obtener siempre buenas cosechas, el terreno de cultivo esta ubicado en una zona apta para la siembra y cercano a donde vive, comercia en todas las zonas aledañas a la localidad y tiene mucha clientela pues lo prefieren porque siempre tiene lo que necesitan a precios realmente accesibles además el servicio es excelente siempre esta a la orden de las personas; Noel es un hombre decidido, trabajador, responsable pero sobre todo muy motivado a salir adelante y alcanzar sus sueños, quiere llegar al éxito y su mas grade secreto es la perseverancia, en esta temporada de siembra quiere aumentar la producción pero necesita de capital para lograrlo es por eso que le solicita a INTEGRAL un crédito que le permita comprar semilla de maíz, abono, insecticida, herramientas, etc. Noel de Jesús tiene buenas referencias de pago y con una moral intachable, asegura cancelar la deuda y a la vez darle a su familia una mejor calidad de vida.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 491
    View loans »
    El Salvador Loans Fundraising
  • $31,339,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Noel De Jesús to buy corn seeds, fertilizer, insecticide, and tools.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Jul 12, 2012
Aug 10, 2012
Currency Exchange Loss:
Mar 15, 2013