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Edgard Antonio

Update on Edgard Antonio

Edgard, his life companion and their children dream with having better living conditions and to finish building their house. It’s very difficult for Edgar to gather together all the money he needs at once to cover the cost of his house; he’s only able to have enough to pay household monthly expenses like food and his children’s schooling costs. But with this new loan he will be able to buy some of the building materials and supplies he needs to finish the house, on this occasion the bathroom. He’ll get concrete blocks, cement, sand, rebar, gravel and tile. He thanks Afodenic who through Kiva funds have supported him very much to make his dream a reality.
View original language description ↓
El señor Edgard junto a su compañera de vida y sus hijos sueñan con tener mejores condiciones de vida y completar su casa de habitacion, a Edgard se le complica mucho a justar el dinero de una sola vez para sufragar sus gastos de la casa solo completa para los ingresos mensuales del hogar, alimentacion, educacion de sus hijos, pero con este nuevo financiamiento comprara parte de los materiales que necesita para terminar la casa en este caso el baño: Bloques, Cemento, Arena, Hierro, Piedrin, Ceramica, Agradecido con Afodenic quien a travez de Fondos Kiva lo han apoyado mucho a cumplir su sueño.

Previous Loan Details

Edgar Antonio B. G. lives with his life partner and their two year old son in the Raúl Roja neighborhood. He works as a master builder, and this is the primary source of income for the family. His wife does domestic work. For a long time he has had problems with the electrical system in his ... More from Edgard Antonio's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 51
    View loans »
    Nicaragua Loans Fundraising
  • $26,418,100
    Funds lent in using Kiva
  • 23.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Edgard Antonio to buy building materials and supplies.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jul 18, 2012
Aug 9, 2012
Currency Exchange Loss:
Sep 18, 2013