The loan they will take out will benefit small businesswomen like Serafina. She says this is the first time she has been part of Pro Mujer. She joined by invitation from a promoter of the institution who went to her house.
She currently has a business selling American clothes. She says that she acquired this venture years ago when she helped her sister. With her savings she managed to buy a bale of clothes, and this was her capital to start the business.
The loan she will now take out is to buy merchandise (to buy American clothes). She will get the clothes at the customs posts, and she will later sell them at the fairs in the city of El Alto. This way of working allows her to generate resources to support her family as much as possible. She is married and has two children.
When asked what she likes about Pro Mujer, she said she likes the trainings.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Serafina es una integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a su casa. En la actualidad ella tiene un negocio de venta de ropa americana; da a conocer que este emprendimiento fue adquirido hace años, cuando ayudaba a su hermana; con sus ahorros logro comprar un fardo de ropa y ese fue su capital para iniciar el negocio.
El crédito que ahora sacará es para la compra de mercadería (compra de ropa americana) mismo que adquirirá de los puestos aduaneros y posteriormente lo comercializará en las ferias de la Ciudad de El Alto. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella es casada y tiene dos hijos.
Cuando se le consulta que le gusta de Pro Mujer, ella responde que le gusta el área de capacitación.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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