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Janeth Fernanda
Janeth is a young single woman who is very independent. Since she was very young she has liked being a merchant to cover her expenses. This has always been her goal since she likes being valued for being a hardworking woman. In the house she has rented for a long time she has a store where she sells a variety of basic necessity products. She works there alone without any help from 6:30 in the morning until 10 at night. Since she isn't married and has a son who is in high school she can maintain this pace of life with no trouble. In her mini-store she has all types of produce, grains, and canned goods. She also sells variety store products such as notebooks, paper, pens, etc. She will buy all these products with the loan. Her new goal in life is to be able to offer her son the protection he needs and for her personally to make her store grow and be more productive.
View original language description ↓
Janeth es una joven soltera muy independiente, desde temprana edad le gusto el comercio para cubrir sus gastos, esa ha sido su meta siempre ya que le gusta que la valoren por si sola como mujer trabajadora. En el domicilio donde lleva alquilando mucho tiempo tiene una tienda de artículos de primera necesidad muy surtida. Atiende sola sin ayuda alguna desde las 6:30 de la mañana hasta las 10 de la noche todos los días, como no está casada y tiene un hijo el cual está en la preparatoria puede mantener este ritmo de vida sin problemas. En su mini tienda tiene toda clase de víveres, granos, enlatados, también vende productos de bazar como cuadernos, hojas, plumas etc., los productos que compraría con el crédito. Su nueva meta en la vida es poderle brindar a su hijo la protección que necesita y personalmente lograr que su tienda crezca y sea mas productiva.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 39
    View loans »
    Ecuador Loans Fundraising
  • $26,686,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,575 helped Janeth Fernanda to buy groceries, grains and canned goods.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 3, 2012
Aug 9, 2012
Currency Exchange Loss:
Aug 17, 2013