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Joan Many
Many is a young 35 year old woman who is engaged to be married and mother of two children, ages 1 and 5. After her education, she opened a hair salon and small business that she has managed for three years already. She often has the problem of a shortage of cosmetics, hair extensions, and hair transplants at her salon because she buys retail. Her goal is to satisfy her customers and earn a large profit. She is asking for a loan in order to buy her supplies in large quantities, which will allow her to meet her goals. The profit from this loan will help her meet her needs, those of her children, and also to save money for the growth of her business in the future.
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Many est une jeune femme de 35 ans fiancée, mère de 2 enfants âgés de 1 et 5 ans. Après sa formation, elle ouvert un salon de coiffure et petit commerce qu'elle gère depuis 3 ans déjà. Elle a souvent un problème du a l'absence de produits cosmétiques, mèches, et greffes dans son institut parce qu'elle achète ses produits en détail. Son but étant de satisfaire sa clientèle et de réaliser un grand bénéfice. Elle sollicite un crédit pour pouvoir acheter son matériel en grande quantité celui qui permettra d'atteindre ses objectifs. Le bénéfice tiré de ce crédit l'aidera a satisfaire ses besoins, ceux de son enfant, aussi d'épargner pour accroitre son activité dans le future.

Additional Information

More information about this loan

This loan is part of ACEP Cameroun's loan program targeting poor clients who require smaller loans thant ACEP normally disburses. The smaller loan size allows clients with micro-enterprises to borrow and repay the funds they need to grow. By supporting this loan, you are expanding financial access to entrepreneurs with very little starting capital, including many who have never taken out a loan.

About ACEP Cameroun

Agence de Crédit pour l’Entreprise Privée (ACEP) is Kiva's second Field Partner in Cameroon. Founded in 1999, ACEP has developed a strong lending methodology to serve entrepreneurs in Cameroon's urban centers such as Douala and Yaounde.

About Cameroon

  • $2,400
    Average annual income
  • 0
    View loans »
    Cameroon Loans Fundraising
  • $1,321,250
    Funds lent in using Kiva
  • 533.8
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Joan Many to buy salon supplies (hair extensions, oils, and gels).
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jul 12, 2012
Jul 31, 2012
Currency Exchange Loss:
May 17, 2013