A loan of $3,600 helped a member to buy a new sewing machine and some nice quality fabrics and raw materials.

Hawzhin's Group's story

Hawzhin is a young Iraqi woman. She is 21 years old and married. With limited career options due to cultural restrictions and domestic constraints, Hawzhin is one of the many Iraqi women who is working from home, using her sewing skills to generate some income and participate in meeting the financial needs of her family.

Having started with sewing at an early age, Hawzhin has eight years' experience already making custom-ordered fabric items and dresses. She has great skills, and to improve the ways she can use her skills she would like to buy a new sewing machine and some nice quality fabrics and raw materials. To be able to make these purchases, she took a loan from Relief International – Microfinance Iraq.

Relief International – Microfinance Iraq offers 'Group loans' for clients unable to provide a guarantor – thereby unable to apply for a loan as an individual. As a group, the members collectively guarantee the loan. Groups consist of three to five clients and each client is evaluated on his or her repayment capacity. All group members receive the same loan amount as the individual with the lowest repayment capacity in the group.

Based on the political and social challenges of lending in Iraq, personally identifiable information about this borrower has been altered for their protection. RI-Iraq appreciates Kiva lenders' consideration of these challenges and encourages lenders to continue their support for Iraqi borrowers.

In this group: Hawzhin, Baxan, Talea

Loan details

Lenders and lending teams

Loan details