A loan of $3,600 helped a member to renew her work area and purchase an overlock machine.


Ashna's Group's story

Ashna is a 40-year-old mother of three children. She is an Iraqi married woman and with limited career options due to cultural restrictions and domestic constraints, she is one of the many Iraqi woman who is working from home, using her sewing skills to generate some income and participate in meeting the financial needs of her family.

She has three years' experience with the small business activity, making dresses and small fabric household items. In order to improve her work conditions she would like to renew her work area and she would also like to buy an overlock machine to provide new services to her customers. To be able to pay for the work and make the purchase, she took a loan from Relief International - Microfinance Iraq.

Relief International - Microfinance Iraq offers "Group loans" for clients unable to provide a guarantor - thereby unable to apply for a loan as an individual. As a group, the members collectively guarantee the loan. Groups consist of 3 to 5 clients and each client is evaluated on his or her repayment capacity. All group members receive the same loan amount as the individual with the lowest repayment capacity in the group.

Based on the political and social challenges of lending in Iraq, personally identifiable information about this borrower has been altered for their protection. RI-Iraq appreciates Kiva lenders' consideration of these challenges and encourages lenders to continue their support for Iraqi borrowers.

In this group: Ashna , Ruqia , Shno
*not pictured



Loan details


Lenders and lending teams



Loan details