From Baray district, Choun is a 28-year-old woman who works as a garment factory worker. She receives a formal salary each month. Her husband is chief of a team of construction workers. He is the main income provider for the family and he typically makes around USD10 each day.
Her husband's business is busy as he gets more orders from existing and new customers because of his good reputation. Recently, Choun’s husband has needed more construction supplies to complete his daily jobs sufficiently. However, due to the lack of capital he can’t afford to buy the materials. Choun, his supportive wife, would like to seek a loan of USD600 for the purchase of construction tools and materials. With this money, Choun strongly believes that she can improve her family's living conditions and satisfy their needs.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.