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Tunas Mulia Group
In this Group: Imas, Titi, Lina, Heni, Watinah
Imas is a mother of three children. Her business is selling cosmetics in East Jakarta. She is selling her products to mothers in housing complexes. The income from her business helps her to pay for her children's primary and secondary school fees and to provide the more nutritious food for the family. She needs the loan to increase her inventory of cosmetics in order to improve her sales.
The business activities of the other group members include selling cooked food, running a grocery store, selling electronic appliances in credit, and selling cakes. Imas is standing number three from the left in the picture.

Additional Information

About VisionFund Indonesia

VisionFund Indonesia is a Christian micro venture capital organization owned by Mitra Masyarakat Sejahtera (MMS) and Wahana Visi Indonesia. Founded in 2000, VFI operates in both Jakarta and Surabaya, the two biggest cities in Indonesia. VFI targets the entrepreneurial poor who have existing microbusinesses for at least 6 months and have no financial access to commercial banks. VFI also provides microinsurance for all clients through a partnership with Allianz insurance company. With nine branches as of 2011, VFI hopes to expand in order to reach underserved microfinance markets in other islands of Indonesia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $5,200
    Average annual income
  • 65
    View loans »
    Indonesia Loans Fundraising
  • $6,306,750
    Funds lent in using Kiva
  • 9,450.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A portion of Tunas Mulia Group's $1,400 loan helped a member to market her business.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jul 3, 2012
Aug 8, 2012
Currency Exchange Loss:
Apr 17, 2013