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Las Flores De Chiaj Group
In this Group: Candelaria, Otilia, Catarina, Magdalena, Francisca, Catarina, Maria, Catarina, Martha, Ana, Magdalena, Micaela, Elena, Manuela, Micaela, Francisca
Candelaria’s married and is 37-years-old. She has two years of elementary school. She has four children one of which is attending school. She buys and sells domestic animals. She started the business with her mother and to date has 17 years’ experience. She has her husband’s support; he’s a merchant.

She organizes a group to request a loan that she’ll use to increase her business. She will buy domestic animals and then resell them to earn more profits. In the future she hopes to be a wholesale buyer and seller. The other group members work in commerce, animal husbandry and crafts.
View original language description ↓
La señora Candelaria esta casada, tienen 37 años de edad, cursó los 2 años de educación primaria, tiene 4 hijos 1 de los cuales esta estudiando, se dedica a la compra y venta de animales domésticos, ella inicio este negocio con su señora madre y hasta el momento lleva 17 años de experiencia, cuenta con el apoyo de su esposo quien se dedica al comercio.

Organiza un grupo para solicitar un préstamo que lo utilizara para incrementar su negocio, en la compra de mas animales domésticos y luego venderlos para poder tener mas ganancias; en el futuro espera ser una compradora y vendedora a mayorista. Las demás integrantes se dedican al comercio, crianza de animales y a la artesanía.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 59
    View loans »
    Guatemala Loans Fundraising
  • $12,391,125
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Flores De Chiaj Group's $4,225 loan helped a member to buy domestic animals to resell.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jul 11, 2012
Aug 8, 2012
Currency Exchange Loss:
Jun 18, 2013