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Arminda is 23 years old and has two children of the ages of 2 and 4. She makes a living selling seasonal clothing and has a stand in one of the busiest markets in the city of Cochabamba. This loan is her first loan cycle with the institution. Arminda is going to use it to buy wholesale winter clothing like sweaters and jackets, and in this way provide a variety of products to her customers and increase her earnings. Her reason for requesting the loan is to continue improving her business. Arminda is going to use the profits to continue buying a variety of seasonal clothing. She's a very hard-working person and is happy for this given opportunity since it's the only activity that allows her to support herself and her family.
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La Sra. Arminda tiene 23 años, tiene dos hijos de las edades de 2 y 4 años se dedica a la actividad de venta de ropa según la temporada, ella tiene su puesto de venta en uno de los mercados más concurridos de la ciudad de Cochabamba, este préstamo es su primera secuencia dentro de la institución, la Sra. Arminda va a utilizar este préstamo para la compra de ropa de temporada de invierno por mayor como chompas y chamarras y así de esta manera brindar variedad de sus productos a sus clientes e incrementar sus ganancias, su razón para solicitar este préstamo es seguir mejorando en su negocio, la Sra. Arminda va a utilizar los beneficios para seguir comprando variedad de ropa según la temporada, la Sra. Arminda es una persona muy trabajadora se siente feliz por la oportunidad brindada ya que esta es la única actividad que le permite mantenerse y mantener a su familia.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 144
    View loans »
    Bolivia Loans Fundraising
  • $36,366,400
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Arminda to buy wholesale winter clothing.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 5, 2012
Aug 8, 2012
Currency Exchange Loss:
Aug 17, 2013