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Update on Virginia

Virginia belongs to the communal bank "Atinchik II." She is 49 years old and a single mother of one daughter. She has been a member of FINCA Perú for five years and she works selling clothing in her own shop. She says that her experience as a member of FINCA Perú has been very good, and that thanks to her savings, she has been able to open her shop in her house and thus take care of her daughter.

Her dream for the future is to have more capital, more income, and more merchandise so she can increase the size of her business. She will invest the loan that she is requesting in her business, by purchasing clothes brought from the capital city.
View original language description ↓
Virginia pertenece al Banco Comunal Atinchik II, tiene 49 años de edad, es madre soltera de 1 hija. Es socia de FINCA Perú hace 5 años. Ella se dedica a la venta de ropa en su propio negocio. Ella dice que su experiencia como socia de FINCA Perú ha sido muy buena, y que gracias a sus ahorros ha podido abrir su tienda en su casa y de esa manera puede cuidar a su hija. Su sueño para el futuro es tener más capital, más ingresos y más mercadería para que se pueda aumentar el tamaño de su negocio. El préstamo que solicita lo invertirá en su negocio, para la compra de ropa traídos desde la cuidad capital.

Previous Loan Details

Virginia is a member of the Communal Bank “Atinchik”. She is 47 years old and a single mother of a 17 year old daughter. She has a clothing stand at the market in La Magdalena where she sells apparel for women, men, and children, as well as undergarments and other items. Virginia learned this ... More from Virginia's previous loan »

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 82
    View loans »
    Peru Loans Fundraising
  • $63,797,675
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Virginia to purchase clothing brought from the capital city.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jul 17, 2012
Aug 9, 2012
Currency Exchange Loss:
Jan 26, 2013