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Salvadora Del Carmen
Salvadora is a hardworking, enterprising woman who has had an eatery for 12 years. She started the business selling milk, bread, coffee and pastries and gradually added to it; her goal is to continue expanding it. She has three children but only the youngest, 15-year-old still depends on her and helps her with her business. She invested her previous loan in her business’ infrastructure expanding it physically.
View original language description ↓
La señora Salvadora es una mujer trabajadora y emprendedora quien tiene una comideria desde hace 12 años. El negocio lo inicio vendiendo leche, pan, café y repostería poco a poco fue aumentándolo y su meta es seguir agrandándolo.
Ella tiene tres hijos de los cuales solo el menor de 15 años depende de ella y es quien le ayuda en su negocio. El crédito anterior invirtió en la infraestructura del negocio ampliándolo físicamente.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

About Nicaragua

  • $4,800
    Average annual income
  • 59
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 23.6
    Nicaragua Cordobas (NIO) = $1 USD
A loan of $1,500 helped Salvadora Del Carmen to buy merchandise.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 30, 2012
Aug 7, 2012
Currency Exchange Loss:
Sep 6, 2012