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Sergey has been a farmer since 1997. His agricultural business started with growing vegetables in a greenhouse on his 10 sotkas land plot by his house and sowing cereal crops on 10 hectares of leased land. To ease his work, Sergey decided to purchase mechanized farming equipment, a furrower and a mower for cutting weeds. This equipment will also allow to quickly and with quality treat the soil on the land plot by his house, which expanded to 25 sotkas. Sergey's future plans include growing grapes in a greenhouse, and his personal plans include building a new house. Sergey's unique quality is earning a living through honest work.
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Сергей фермер с 1997 года.
Его деятельность в сельском хозяйстве начиналась с выращивания овощей в теплице на приусадебном участке размером 10 сот. и посевов зерновых культур на арендованных землях 10га.
Для облегчения труда Сергей решил приобрести мотоблок, окучник грядок и косилку для скашивания сорной травы. Мотоблок также позволит быстро и качественно обработать земельную площадь на приусадебном участке, который расширился до 25 сот.
В планах на будущее - выращивать виноград в теплице.
В личных планах – построить новый дом.
Уникальное качество Сергея - это заработать на жизнь честным трудом .

Additional Information

About Agro Capital Management

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

ACM uses a financing model that is relatively unique. Typically, a microfinance institution will lend money to farmers, who then purchase products they need to have a successful harvest and pay back the loan. In ACM's model, the organization purchases the agricultural goods before reselling them to small farmers on an affordable payment plan. This allows farmers to begin using the goods they buy without having to pay in full upfront.

As part of ACM's offering, clients receive training to improve crop yields. In order to cover its costs, the organization charges a small service fee. The amount of each Kiva loan includes both the cost of agricultural supplies and the service fee. As with all Kiva loans, repayments will be returned to lenders on the schedule outlined.

About Ukraine

  • $8,200
    Average annual income
  • 5
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,075 helped Sergey to purchase mechanized farming equipment.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 5, 2012
Jul 31, 2012
Currency Exchange Loss:
Aug 17, 2013