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Update on Svetlana

Svetlana continues to be involved in selling merchandise for agriculture, such as seeds, fertilizers and pesticides. Her kiosk is small, but has a lot of merchandise. The merchandise in her store remains in demand in the region, and this is why Svetlana retains her regular customers. She has been working in this business for 15 years. Svetlana plans to invest the new Kiva loan in the amount of 15,000 hryvnia into a purchase of merchandise for her new retail outlet. She needs to buy seeds and pesticides. Now that she has sufficiently developed her business, her income is stable. Svetlana currently has two retail outlets, and her income will increase.
View original language description ↓
Светлана продолжает заниматься торговлей товарами для сельского хозяйства- семенами, удобрениями, химикатами. Ларек не большой, но товара в нем так же много. Товар в ее магазине продолжает пользоваться спросом в регионе и поэтому у Светланы остаются свои постоянные клиенты. В этом бизнесе она работает уже 15 лет.

Светлана планирует вложить новый кредит от КИВА в 15 000 гривен в закупку товара для новой торговой точки: нужно закупить семена, химикаты. Теперь у нее достаточно хорошо развит бизнес, есть постоянный доход. У Светланы теперь две точки для торговли и доходы ее увеличатся.

Previous Loan Details

Svetlana is married with a grown daughter. She is a small-scale entrepreneur from Znamenka. Svetlana grows rareripes, (i.e. tomatoes and radishes) for sale in one of the local markets in her home town. Svetlana started this trade 16 years ago. Currently, she has 25,000 Grivnyas invested in her fa... More from Svetlana's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 4
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,875 helped Svetlana to purchase merchandise for her new retail outlet.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 26, 2012
Jul 31, 2012
Currency Exchange Loss:
Jun 17, 2013