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Nhanh's Group
In this Group: Nhanh, Krem, Nhan, Ant, Oeurm
Nhanh is 30 years old and married. Her family consists of five people: herself, her husband, and her three children and together they are living in a rural area located in the Moung Russey district of Battambang Province. She is responsible for all of her children as they are too young to attend school. In order to manage the daily basic needs of the entire family, she has been engaged in growing a rice crop on eight hectares of farmland for five years and her husband helps her to earn extra income via fishing. From the current business and the dual income, she can earn about 20,000 KHR and save about 10,000 KHR after the necessary expenses are deducted. The main challenge for her is the low crop yields caused by drought.

This is Nhanh’s group microloan with Kiva’s partner, VisionFund. She is the group leader of the group, which consists of five female members. This is her third loan. Three members are on their fourth loan and the remaining one is on her sixth loan. With success, the past two loans that she has completely repaid have helped her not only to grow her crop but also to relieve her family’s burden and improve its livelihood. With a good business, she is seeking a new loan of KHR 1,400,000, the same amount as the other four members. She will use her loan to buy fertilizers and gasoline for pumping water for her farmland. She hopes that this loan will enable her to increase her family’s income to make a better living.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 112
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,105.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Nhanh's Group's $1,725 loan helped a member to buy fertilizer for her farm.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Jul 11, 2012
Jul 30, 2012
Currency Exchange Loss:
Feb 15, 2013