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Larisa has been involved in an agricultural business in the Bekh village of the Syunik region for 25 years. She keeps chickens, grows vegetables, fruits and nuts on her farm. She sells her agricultural products, such as eggs, nuts, vegetables and fruits, in the city of Kapan. Thanks to the profit from running the farm, Larisa has the ability to support her family. Larisa is 56 years old. She graduated from a financial-economics college and currently works, parallel to her agricultural business, as an accountant at a retirement fund. Larisa is married and has three children: two daughters and a son. Both of her daughters are married and live away from the parents, and the son is married as well, but lives together with his family and the parents. Larisa's son works at a military base and also helps Larisa with the farm. Larisa's husband works as a forest ranger at a forestry and also helps his wife with the farm during his free time. Larisa has obtained loans from the Nor Horizon organization twice before and now needs a loan in the amount of $1,350 to purchase a horse and hay for it for the winter. Larisa is certain that the horse is very necessary for her farm. It would be possible to bring wood and the like from unreachable by car places with the help of a horse.
View original language description ↓
Лариса занимается сельскохозяйственной деятельностью в деревне Бех, Сюникской области, на протяжении 25 лет. На своей ферме Лариса разводит кур, выращивает овощи, фрукты и орехи. Полученную продукцию: яйца, орехи, овощи и фрукты Лариса реализует в городе Капане. Благодаря выручке, получаемой от ведения сельского хозяйства, Лариса имеет возможность содержать семью.
Ларисе 56 лет. Она окончила финансово-экономический техникум и в данный момент, параллельно с занятием сельскохозяйственным бизнесом, она работает бухгалтером в пенсионом фонде. Лариса замужем и у нее трое детей: две дочери и сын. Обе дочери замужем и проживают отдельно от родителей, сын женат и вместе с семьей живет вместе с родителями. Сын Ларисы работает в военной части, а также помогает Ларисе на ферме. Муж Ларисы работает егерем в лесном хозяйстве, а в свободное от работы время помогает жене на ферме.
Лариса получала кредит от организации Нор Оризон (Nor Horizon) дважды, а сейчас ей необходим кредит в размере $ 1.350 для приобретения лошади и закупки сена на зиму для лошади. Лариса уверена, что лошадь очень необходима в хозяйстве. С помощью лошади можно привозить древесину и т.д. из труднодоступных для машины мест.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 126
    View loans »
    Armenia Loans Fundraising
  • $16,733,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,350 helped Larisa to buy a horse and fodder for it.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 25, 2012
Jul 31, 2012
Currency Exchange Loss:
Jan 17, 2014