They sell clothing, cereals, various items, firewood, kitchen utensils and condiments. In order to increase their working capital, the members of the group joined Soro Yiriwaso and this is their fifth group loan.
Mrs. Aminata, seating in the middle, plans on buying 15 cartloads of firewood. She gets her supplies locally in Sikasso from the farmer growers. She sells at home to customers who are men and women. With this loan, Mrs. Aminata plans on making an average monthly profit of 40,000 Francs CFA that will be used to reinvest in the business and provide for some of the household expenses.
Elles font de la vente des habits, de céréales, des articles divers, du bois de chauffe, des ustensiles de cuisine et des condiments.
Dans le but d’augmenter leurs fonds de commerce, les membres du groupe ont intégré Soro Yiriwaso et sont à leur 5ème cycle de prêt solidaire.
Madame Aminata, assise au milieu, compte utiliser son prêt pour acheter, 15 chargements de charrette en bois de chauffe. Elle s’approvisionne sur place à Sikasso auprès des paysans producteurs et effectue ses ventes à domicile, à une clientèle composée d’hommes et de femmes. Madame Aminata compte réaliser avec ce prêt un bénéfice mensuel moyen de 40.000 FCFA qui sera utilisé, pour être réinvesti dans l’activité et prendre en charge certains besoins du foyer
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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