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This is 38 year-old Lawrence. He is married and has four children aged fourteen, eleven, eight and five.

In 2008 Lawrence established his furniture business. He began work in this trade because he wanted to earn a living after leaving school and this was his only viable source of income. Working seven days a week and ten hours a day, he earns about 580,000 SLL every month.

Lawrence is applying for a 3,000,000 SLL loan in order to buy timber, nails, furniture polish and chair materials. He hopes that this loan will enable him to increase his monthly profits by approximately 320,000 SLL.

In the future, Lawrence plans to improve his workshop, to develop his plot of land and to educate his children. He thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 32
    View loans »
    Sierra Leone Loans Fundraising
  • $9,980,225
    Funds lent in using Kiva
  • 4,310.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Lawrence to buy timber, nails, furniture polish and chair materials.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 18, 2012
Jul 30, 2012
Currency Exchange Loss:
Mar 15, 2013