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This is 32 year-old Rashid. He is married, and has 2 children, aged 8 and 5. In 2001, Rashid established his false hair and jewellery business. He began his business because he wanted to be self-empowered and this is his sole source of income.

Working 7 days a week and 10 hours a day, he earns about SLL 850,000 every month from this business. He would like a loan in the amount of SLL 5,000,000. Rashid has already received and successfully repaid 2 loans and now requires a new loan in order to buy bracelets, necklaces, diamond earrings and gold plated bracelets. He hopes that this loan will enable him to increase his monthly profits by approximately SLL 580,000.

In the future, Rashid plans to establish a branch in Bo, to own a house and to buy both a commercial and a private vehicle. He thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 46
    View loans »
    Sierra Leone Loans Fundraising
  • $10,068,575
    Funds lent in using Kiva
  • 4,310.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Rashid false hair and jewellery.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 18, 2012
Aug 16, 2012
Currency Exchange Loss:
Feb 15, 2013