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This is 44-year-old Mark. He is married, and has 4 children aged 3, 6, 8 and 13. He has 2 additional dependents, who live with him so he can assist a brother with his children's education. In 1997, Mark established his used clothing business. The business started to be able to cater to the needs of the family. Working 6 days a week and 12 hours a day, he earns about Le 2,535,000 every month from this business. He would like a loan in the amount of Le 4,500,000. Mark has already received and successfully repaid 3 loans, and now requires a new loan in order to increase his stock of used trousers. He hopes that this loan will enable him to increase his monthly profits by approximately Le 557,700. He thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 43
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 4,310.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Mark to buy men's trousers.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jul 18, 2012
Jul 30, 2012
Currency Exchange Loss:
Apr 17, 2013