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Félix Noel
The town of El Sauce is noted for being a beautiful town full of beautiful scenery with an infinite number of hardworking, responsible residents. This is the case of Félix Noel who is a young man born in said town and raised with good moral and religious principles who has been earning his livelihood since he was very little.

He started his business that consists in providing transportation services with a tricitaxi 16 years ago. A tricitaxi is a bicycle that has a seat attached to the front to transport up to two people maximum.

Thanks to this business he owns his house where he lives with his wife and daughter and he’s able to provide daily sustenance for his home.

Félix is requesting this loan to pay medical expenses for his little girl whose health with the help of God will improve so that she’ll have a happy infancy.

He thanks KIVA and Ceprodel for the support these small loans give because they help to improve the living conditions of many families of scarce resources who without them would be unable to reach many of their dreams.
View original language description ↓
El municipio de El Sauce se caracteriza por ser un bello pueblo lleno de paisajes hermosos, con un sinnúmeros de pobladores trabajadores y responsables, como es el caso de Félix Noel, el cual es un joven que nació en dicho municipio y fue criado con buenos principios morales y religiosos que se gana la vida desde muy pequeño.
Inició su negocio hace 16 años, el cual consiste en brindar el servicio de transporte a través de un tricitaxis a los pobladores de dicho municipio y sus visitantes. El Tricitaxis consiste en una bicicleta que lleva por la parte delantera un asiento para transportar a dos personas como máximo.
Gracias este negocio hoy tiene su propia vivienda donde habita con su esposa e hija, el que le permite llevar a diario el sustento a su hogar.
Está solicitando este crédito para gastos médicos de su pequeña hija y con la gracias de Dios mejorar la salud para que tenga una infancia feliz.
Agradece a KIVA y Ceprodel por el apoyo con estos pequeños créditos que ayudan a mejorar las condiciones de vida de muchas familias de escasos recursos y que sin ello no se pudieran cumplir muchos sueños.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 40
    View loans »
    Nicaragua Loans Fundraising
  • $26,377,250
    Funds lent in using Kiva
  • 23.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Félix Noel to pay medical expenses.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jul 13, 2012
Jul 31, 2012
Currency Exchange Loss:
Jun 18, 2013