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Furgencia Eulalia

Update on Furgencia Eulalia

Furgencia is 40 years old. She lives a kilometer from the Los Laureles neighbourhood. She is a single mother of two small children who are attending Divino Redentor Primary School. Although she does not have the help of their father, she always tries to make sure her children are not in need of anything, especially their daily bread. 

She has been working as a teacher for MINED for over 9 years, and is currently studying her first year of an education degree in URACCAN University.
She is a humble, responsible, honest and hard-working teacher who is very-much liked by her colleagues and community.

She is asking for her seventh loan to improve her home, for plastering and tiling, as her last loan was insufficient to allow her to finish these improvements and she requires a further loan to keep slowly moving forward until she finishes her home. 

Her dream is to keep improving her home to have more comfort and live in a pleasant environment and to continue studying so that she can become an excellent teacher and have job security and health. 
View original language description ↓
Doña Furgencia es una señora de 40 años de edad. vive a un kilometro de la colonia los Laureles, es madre soltera de dos niños menores de edad quienes estudian la primaria en la escuela divino redentor, a pesar que no tiene la ayuda del padre de sus hijos ella siempre trata que no les falte nada principalmente el pan de cada dia, trabaja para el MINED como docente desde hace 9 años, actualmente esta estudiando su primer año de licenciatura en educacion en la universidad URACCAN, es una profesora humilde, responsable, honesta, trabajadora y muy querida por sus compañeros de trabajo y su comunidad.

Está solicitando su 7mo credito para invertirlo en mejora de su vivienda como es repellar y hecharle el embaldozado por lo que con el credito anterior no le alcanzo el dinero para realizar estas mejoras y ella requiere de mas prestamos para ir poco a poco hasta verla terminada su vivienda. Su sueño es ir mejorando la vivienda para asi tener mejor comodidad y vivir en un ambiente agradable y seguir estudiando para llegar a ser una excelente profesional asi mismo tener estabilidad laboral y salud.

Previous Loan Details

Furgencia lives one kilometer from the Los Laureles neighborhood, where everyday you can see the population increasing. She is the single mother of two minor children. They are in the primary grades at the Divino Redentor School. In spite of not having the help of the father of her children, s... More from Furgencia Eulalia's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 43
    View loans »
    Nicaragua Loans Fundraising
  • $26,238,100
    Funds lent in using Kiva
  • 23.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Furgencia Eulalia to finish building her house.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 21, 2012
Aug 6, 2012
Currency Exchange Loss:
Jun 17, 2014