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Juventud Unida Group
In this Group: Isabel, Julio Cesar, Diana Gissela, Victor, Andy Kerly, Digna Cristina
This is the new “Juventud Unida” (United Youth) communal bank whose members are six responsible people dedicated to various commercial activities; most of them are neighbors from the area. On this occasion you will learn about Andy.

Andy is 18-years-old and has a spouse and a son. He’s been working for two years installing wireless networks in his location. With the knowledge he acquired through his studies he was able to secure employment. He feels happy because at his young age he’s been able to improve his home and support his family. Later on he’d like to become independent and establish his own wireless network installation firm.

He will use the requested loan for personal household expenses because he plans to buy home appliances (a blender) that will allow him to improve his family’s quality of life.

Andy and the Juventud Unida group thank Kiva lenders because they make their progress possible. Andy is sitting in front wearing a black jacket and white pants.
View original language description ↓
Le presentamos a la Nueva Alcancía Comunal “Juventud Unida” conformado por 06 personas responsables dedicadas a distintas actividades comerciales, siendo la gran mayoría vecinos de la zona. Esta vez conocerán sobre el socio Andy.
Andy tiene 18 años de edad, conviviente con 01 hijo. Hace 02 años que trabaja brindando servicio de instalaciones de redes inalámbricas por su localidad. Con los conocimientos que adquirió con sus estudios, le dio la oportunidad para buscar trabajo, Se siente feliz, pues a su corta edad ha podido mejorar su vivienda y apoyar a su familia. Más adelante desea independizarse y formar su propio negocio de redes de instalaciones inalámbricas. El crédito que solicito lo utiliza para los gastos de su hogar, pues piensa comprar algunos electrodoméstico (licuadora)la cual le permita mejorar la calidad de vida de su familia. Andy junto al Grupo “Juventud Unida” agradece a los prestamistas Kiva ya que hacen posible su progreso. Andy es el que esta sentado en la parte de adelante viste chompa negra y pantalón blanco.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 119
    View loans »
    Peru Loans Fundraising
  • $61,994,300
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Juventud Unida Group's $975 loan helped a member to buy a blender.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jun 28, 2012
Aug 6, 2012
Currency Exchange Loss:
Dec 15, 2012