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Jessica Magaly
Jessica Magali is 21 years old, is divorced and has a child. She lives in the city of Guaranda, province of Bolívar with her child and some family members.

Jessica Magali designs dresses and also makes embroidery. She needs the loan to pay her university tuition.

With the loan she will be able to matriculate and to keep studying to finish her education.

The tuition will be paid in Guaranda. The challenge that she faces is finishing her education. Her dream is to have a profitable business.

During her free time she enjoys visiting her family.
View original language description ↓
Jessica Magali tiene 21 años de edad es divorciado tiene un hijo, vive en Guaranda provincia de Bolívar junto al hijo y a unos familiares.

Jessica Magali es diseñadora de vestidos, además se dedica a realizar bordados. Solicita el crédito para pagar la matrícula de la universidad.

Con la ayuda del crédito podrá matricularse y poder seguir estudiando para culminar la carrera.

Es pago de la matricula lo hará en Guaranda. Los desafíos a los que se enfrenta es terminar los estudios. El sueño es poder tener un negocio rentable.
En el tiempo libre le gusta visitar a los familiares.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 39
    View loans »
    Ecuador Loans Fundraising
  • $26,686,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Jessica Magaly pay her university tuition.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 12, 2012
Jul 31, 2012
Currency Exchange Loss:
Mar 15, 2013