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Elsa Piedad
Elsa Piedad is 22 years old and sigle, and she has a 5 year old child. She lives with her child in Guaranda, in the Bolívar province.

Elsa Piedad is a domestic laborer. She is asking for a loan to buy a cow.

With the help of her loan, she will be able to buy this cattle at a good price. The buying and selling will be done in Guaranda.

Her dream is to be able to buy a plot of land. Her greatest challenge is to pay her loans punctually. In her free time she likes to watch television.
View original language description ↓
Elsa Piedad tiene 22 años de edad es soltera tiene un hijo de cinco años de edad vive con el hijo en Guaranda Provincia de Bolívar

Elsa Piedad es dedica a realizar quehaceres domésticos. Solicita el crédito para comprar ganado vacuno.
Con la ayuda del crédito podrá comprar el ganado al contado y aún buen precio. Las compras y las ventas lo hace en Guaranda.

El sueño es poder comprar un terreno, Los desafíos a los que se enfrenta es poder pagar puntual el crédito. En el tiempo libre le gusta mirar televisión.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 41
    View loans »
    Ecuador Loans Fundraising
  • $26,541,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Elsa Piedad to buy beef cattle.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Jun 27, 2012
Jul 31, 2012
Currency Exchange Loss:
Feb 17, 2014