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Update on Marleni

Marleni is a member of the “Señor de los Milagros de Chimpahuaylla” communal bank in the city of Cusco, Perú. She continues working selling basic staple items in her grocery store and also sells building supplies like sand, plaster, roofing tiles and bricks. Marleni has been doing this for some time now and has been raising her four dependent children by means of it. Marleni works in order to give her children a better education which is why she’ll invest her loan in the purchase of merchandise like rice, sugar, milk, noodles, soft-drinks, etc. for her grocery store since the building supplies business is mostly in her husband’s hands. Marleni is very happy and grateful to KIVA for making it possible for her to give her family a better quality of life and for helping her maintain and develop her economic activities.
View original language description ↓
La socia es la señora Marleni, ella pertenece al banco comunal “Señor de los Milagros de Chimpahuaylla” de la ciudad del Cusco – Perú. La socia se sigue dedicando al comercio de productos de primera necesidad en su tienda de abarrotes y paralelamente también vende materiales de construcción como arena, yeso, tejas y ladrillos. Marleni realiza estas actividad hace tiempo y es con esta que ha sacado adelante a sus 4 hijos, aun dependientes de ella. Marleni trabaja para poder darles a sus hijos una mejor educación, y por ello invertirá su préstamo para comprar mercadería como arroz, azúcar, leche, fideos, bebidas gaseosas etc. para su comercio de abarrotes, ya que la parte del comercio de materiales de construcción mayormente se encarga su esposo.
Marleni está muy feliz y agradecida con KIVA por permitirle dar una mejor calidad de vida a su familia y ayudarla a mantener y desarrollarse en sus actividades económicas.

Previous Loan Details

This member belongs to the "Señor de los Milagros de Chimpahuaylla" community bank, located in San Jerónimo district in the province and department of Cusco. Marleni is 42 years old, married, and has four children. She runs a grocery store that sells basic goods and home products. She also sel... More from Marleni's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 53
    View loans »
    Peru Loans Fundraising
  • $63,757,875
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,350 helped Marleni to purchase merchandise for grocery store, including rice, sugar, milk, eggs, candy, soda, etc.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 20, 2012
Jul 31, 2012
Currency Exchange Loss:
Dec 15, 2012
This photo was used before for a previous loan for Marleni. It was first posted on Kiva on Mar, 2011. Learn More