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Gs Cedeño Iii Group
In this Group: Gladis, Jose Ismael, Ritza Susena
Gladis, 35, lives in south Honduras. Her two children and her husband live with her. He helps her with her activity which is selling groceries in general. She’s been in business five years in her community. Her store is located in an easily accessed spot since it’s in the center of her village and also along the main street which makes it highly visited.

Gladis needs the loan to buy corn, beans, meats, cured meats, bread, oil, soap, lard, dairy products, sugar and others. She hopes that the impact of this loan will be increased sales since she will buy a variety of products thus being able to meet each of her customer’s needs.

Gladis’ future plan is to continue to grow every day as well as to generate increased income to give her children a good education as well as to have a better quality of life.

José sells groceries and Ritza sells seafood and tortillas.

Choluteca, Honduras-July, 2012.
View original language description ↓
La señora Gladis tiene 35 años , y vive en la zona sur de Honduras, junto con ella vive sus 2 hijos y su esposo quien la apoya en su actividad lo que es venta de abarrotería en general, trabajo que realiza desde hace 5 años en su comunidad donde vive. Su negocio se encuentra en un punto de fácil acceso, ya que esta en el centro de su aldea y también por la calle principal y esto hace que sea muy visitado.
Doña Gladis el crédito lo necesita para la compra de maíz, frijoles, carnes, embutidos, pan, aceite, jabón, manteca, lácteos, azúcar y otros. El impacto esperado con el financiamiento, es que suba el volumen de ventas, ya que comprara una variedad de productos y de esta manera satisfacer las necesidades de cada uno de sus clientes.
Los planes a futuro de Doña Gladis es seguir día a día creciendo en su actividad, de igual manera generarse mejores ingresos para darles una buena educación a sus hijos, como también tener una mejor calidad de vida.
José se dedica a la venta de abarrotería en general.
Ritza tiene una venta de mariscos y también vende tortillas.
Choluteca, Honduras - Julio del 2012.

Additional Information

Prisma Honduras, S.A.

This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Honduras

  • $4,800
    Average annual income
  • 79
    View loans »
    Honduras Loans Fundraising
  • $9,996,350
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD
A portion of Gs Cedeño Iii Group's $1,325 loan helped a member to buy merchandise to stock her store.
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jul 19, 2012
Aug 6, 2012
Currency Exchange Loss:
Sep 5, 2012