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Estrella Resplandeciente Group
In this Group: María , Martha Lidia, Consuelo , Teresa
Estrella Resplandeciente Group is made up of four hardworking and enterprising people. One of them is María Elena, who has worked making bedding for 15 years. She started the business selling clothing and then learned sewing and began to make bedding.

She will invest the loan in buying fabric, elastic, and thread.

The other members are Martha Lidia, who has worked sewing for 10 years; Teresa, who sells cosmetics; and Consuelo, who has sold cosmetics for four years.
View original language description ↓
El grupo Estrella Resplandeciente lo conforman cuatro personas trabajadoras y emprendedoras una de ellas María Elena quien se dedica a la elaboración de ropa de cama desde hace 15 años. El negocio lo inicio vendiendo ropa luego aprendió costura y empezó hacer ropa de camas y el crédito lo invertirá en la compra de tela, elásticos e hilos.
Las otras integrantes son Martha Lidia quien se dedica a la costura desde hace 10 años, Teresa quien se dedica a la venta de cosméticos y Consuelo quien vende cosméticos desde hace 4 años.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 45
    View loans »
    Nicaragua Loans Fundraising
  • $26,296,575
    Funds lent in using Kiva
  • 23.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Estrella Resplandeciente Group's $700 loan helped a member to buy fabric, elastic, and thread.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jun 29, 2012
Aug 15, 2012
Currency Exchange Loss:
Dec 15, 2012