Update on Zucy EmperatrizZucy Emperatriz is a member of the communal bank "Señor de Tete Caca". The bank is located in Cusco district, which is part of the department of Cusco and province of Cusco.
Zucy continues with her underwear sales business. She sells briefs and polo-shirts among other items. Zucy has been in this business a long time, which is going well thanks to the effort she puts in each day. She sells her merchandise in a store that is located in the center of the city. She is a responsible and hardworking person with a lot of motivation to keep working and in this way support her family economically.
Zucy requests the loan to buy wholesale briefs.
She is happy about the loan, and pledges to comply with her repayments.
La socia continua con su negocio de venta de ropa interior,ella vende truzas,polos entre otros,la socia lleva buen tiempo en este negocio el cual le va bien gracias al empeño que le pone cada dia ,la socia vende su mercaderia en una tienda que se encuentra ubicado por el centro de la ciudad,la socia es una persona responsable y empeñosa con muchas ganas de continuar trabajando y de esta manera apoyar economicamente a su familia.
La socia solicita el credito para la compra de truzas al por mayor.
La socia está feliz por el préstamo y se compromete a cumplir con los pagos de su cuota.
Previous Loan DetailsThis member belongs to the “SEÑOR DE TETE CACA” communal bank. The bank is located in Cusco district, which is part of the department of Cusco and province of Cusco. The member is Señora Zucy Emperatriz. She is 50 years old and unmarried. The member combines her daily activities with her bu... More from Zucy Emperatriz's previous loan »
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 6 months (Additional Information)
- Repayment Schedule
- Jul 13, 2012
- Jul 31, 2012
- Currency Exchange Loss:
- Dec 15, 2012
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.