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Update on Janviere

Janviere is 47 years old. She has seven children, aged between 9 years and 24 years old, all of them are enrolled in school. With the loan she has requested, she will buy more bananas to sell. The profits from the business will be used to pay school fees for the children.

Janviere was very interested in requesting another loan, because the last one helped so much. She noticed a booming of the business, where the quantity of bananas sold was raised from 5 to 10 bananas per day, even the situation at home is also nice.

Previous Loan Details

Janviere is 47 years old. Her husband is a pastor. They have seven children between the ages of 23 and 8, and all go to school. For the past three years, Janviere has sold food such as bananas. She has requested the loan to buy more bananas to sell. She plans to use the profits to pay school ... More from Janviere's previous loan »

Additional Information

About Urwego Opportunity Bank of Rwanda (UOB)

Urwego Opportunity Bank (UOB) helps underserved Rwandans by providing its clients with the necessary credit and savings capabilities required for economic transformation. It offers credit products, including group and individual loans, as well as training in business development, financial literacy and health management. UOB loan products leverage social collateral since most group members have little to no collateral.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Rwanda

  • $1,700
    Average annual income
  • 30
    View loans »
    Rwanda Loans Fundraising
  • $18,266,225
    Funds lent in using Kiva
  • 602.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Janviere to buy more bananas to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 28, 2012
Jul 30, 2012
Currency Exchange Loss:
Feb 15, 2013
This photo was used before for a previous loan for Janviere. It was first posted on Kiva on Jan, 2012. Learn More