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Berthe is 45 years old, divorced, and mother of two children that still attend school. She also has one other dependent. She has been a merchant at one of markets for eight years already. She sells fresh food (tomatoes, bell peppers). She has many customers, but her capital does not allow her to buy enough goods to satisfy her customers. This is to because the amount of goods she buys with her funds no longer meets the demand of her customers due to being constantly sold-out. Therefore, she would like this loan to buy crates of tomatoes and bell peppers wholesale, which will allow her to meet the demand of her customers and avoid losing sales. This will also lead to an increase in sales and thus her profits. The profits will help her to pay for her children's school fees and she will also save to reinvest in her business.
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Berthe est une femme de 45 ans,divorcée et mère de 02 enfants qui vont encore à l'école.Elle a également sous sa charge une autre personne.Elle est commerçante dans un marché de la place depuis 08 ans déjà où elle commercialise des vivres frais (tomates, poivrons).Elle a une bonne clientèle ,mais son capital ne lui permet pas d'acheter assez de marchandises pour satisfaire cette clientèle.Ceci est dû au fait que la quantité de marchandise qu'elle achète avec son capital pour détailler ne suffit plus à la clientèle à cause de la constante rupture de stock.Elle voudrait donc ce crédit afin d'acheter des cajots de tomates et des poivrons en gros ce qui lui permettra de répondre aux besoins de sa clientèle et d'éviter leur perte.Cela entrainera une augmentation de ses ventes et donc de ses bénéfices. Ces bénéfices l'aideront à payer la scolarité de ses enfants et elle économisera également pour réinvestir dans son activité.

Additional Information

More information about this loan

This loan is part of ACEP Cameroun's loan program targeting poor clients who require smaller loans thant ACEP normally disburses. The smaller loan size allows clients with micro-enterprises to borrow and repay the funds they need to grow. By supporting this loan, you are expanding financial access to entrepreneurs with very little starting capital, including many who have never taken out a loan.

About ACEP Cameroun

Agence de Crédit pour l’Entreprise Privée (ACEP) is Kiva's second Field Partner in Cameroon. Founded in 1999, ACEP has developed a strong lending methodology to serve entrepreneurs in Cameroon's urban centers such as Douala and Yaounde.

About Cameroon

  • $2,400
    Average annual income
  • 2
    View loans »
    Cameroon Loans Fundraising
  • $1,299,975
    Funds lent in using Kiva
  • 533.8
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Berthe to buy crates of tomatoes and bell peppers.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jul 19, 2012
Jul 29, 2012
Currency Exchange Loss:
Aug 17, 2013