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Fayzinisso N. lives in Vahdat. She is married and has six children. She has secondary education. She has a small grocery store at the Vahdat market and has been in this business for more than nine years. Fayzinisso's husband is temporarily unemployed and she has to support her big family on her own. This business is the only source of income for her family. She uses the profits which she makes from the store to buy food for the family. Because Fayzinisso does not have enough of her own money, she decided to take out a loan to increase the variety of merchandise in her store. By adding more products to her store she will increase the profits for her family. She plans to pay off the loan within 10 months.

Translated from Russian by Elena Fedorchuk, Kiva Volunteer.

Неъматова Файзиниссо жительница Вахдат. Замужем, имеет 6 детей. Образование средние. На рынке Вахдат имеет магазин, где торгует продуктами питания. Занимается этой деятельностью более 9 лет. Муж Файзиниссо временно не работает. Клиентка сама содержит свою большую семью. Бизнес я вляется единственным источником дохода ее семьи. На прибыль от магазина она покупает необходимые продукты питания для своей семьи. Так как своих денег у нее нет ,Файзиниссо решила взять кредит для увеличения ассортимента своей точки. Пополнив новым товаром магазин она сможет увеличить доход для своей семьи. Планирует погасить кредит в течении 10 месяцев.

Additional Information

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 236
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 3.4
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Fayzinisso to increase commodity turnover.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jul 14, 2008
Jun 8, 2008
Currency Exchange Loss:
Jun 15, 2009