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Zymber is 46 years old. He lives in Kosovo with his wife and two daughters ages eight years old and five years old. The younger girl has epilepsy.

They live in an area which is consistently poorer than the rest of the country according to all definitions of poverty. Zymer is extremely poor, despite his efforts to make a better life; he and his family are still struggling.

Zymer works as a fireman in his municipality with a very low salary. Because his salary is not enough for their needs, he is working together with his family in the business of milk production, selling milk in his neighborhood. Zymber works with the desire to improve his situation in order to offer his family a better life.

With a goal to further grow his business, he requested a loan from KosInvest to renovate his stable. The income from the loan will help him to expand his stable. In the future he plans to invest more and increase the number of cows he keeps. In this way he will improve the welfare of his family.

Knowing that this is a Kiva loan, he wants to thank all lenders for their support.

Additional Information

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Kosovo

  • $7,600
    Average annual income
  • 8
    View loans »
    Kosovo Loans Fundraising
  • $2,248,425
    Funds lent in using Kiva
  • 0.8
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,850 helped Zymber to renovate his stable.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Jul 25, 2012
Jul 30, 2012
Currency Exchange Loss:
May 17, 2013