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Riskul is a devoted mother, who fights day after day to provide the best for her family. She got an idea to start an animal husbandry business 20 years ago in order to add her contribution to the family budget. She is raising four sons. Her husband is in Kazakhstan and sends money home every month. Riskul and her young children shear goats and sell yarn at a market. Currently, she obtained a loan to purchase livestock. She hopes to increase her livestock headcount and her capital just like last year.
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Рискул преданная мать, которая борется изо дня в день, чтобы обеспечить лучшее для своей семьи. Двадцать лет назад, ей пришла в голову идея, чтобы начать скотоводства внести свой вклад в семейный бюджет. Она воспитывает четверых сыновей. Муж находиться в Кахзастане, и каждый месяц присылает деньги. Рискул со своими молодыми детьми стрижет коз и продает их пряжу на рынке. В настоящий момент она получила кредит для приобретение скота. Она надеется также как и в прошлом году увеличить поголовье скота и свой капитал.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 226
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,900 helped Riskul to buy livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 25, 2012
Aug 1, 2012
Currency Exchange Loss:
Aug 17, 2013