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Flavio is married and the father of three school-aged children. He lives with his family in a home they own and is not financially responsible for anyone else. He works as a teacher and is on the Ministry of Education's staff. He plans to use this loan to buy construction materials (doors, sheet metal, beams, cement, etc.) to continue building his house. In the future he hopes to finish building his house and continue his studies, and he is committed to paying off this loan so he can apply for further loans from Hluvuku. The greatest challenge he faces is getting to work every day.
View original language description ↓
Casado e pai de 3 filhos que frequentam a Escola, vive na casa própria com a sua família e não sustenta mais ninguém.
É docente e quadro do Ministério de Educação. Com este empréstimo pretende comprar material de construção (portas, chapas de zinco, barrotes, cimento, e outros), para dar continuidade a obra da sua casa.
No futuro deseja concluir a sua casa e dar continuidade aos seus estudos, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é a dificuldade de transporte ao local de trabalho.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 35
    View loans »
    Mozambique Loans Fundraising
  • $3,101,775
    Funds lent in using Kiva
  • 27.7
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Flavio to buy construction materials (doors, sheet metal, beams, cement, etc.) to continue building his house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 27, 2012
Aug 1, 2012
Currency Exchange Loss:
Aug 17, 2013