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Yosep, 33 years old, is married to Regina, a 33 year old woman. They have been blessed with 3 sons: Even, 8 years old, is attending the first grade of elementary school; Feri, 5 years old, is attending the first grade of elementary school, and Andri, 3 years old.

To make a living, Yosep sells various vegetables such as water spinach, squash, mustard greens, carrots, etc. at a traditional market. He started his vegetable business using the limited capital that he had.

Yosep recognized that the vegetable business does not always run well. He wishes to improve his business by selling other products such as tomatoes, chilies and other cooking spices in order to generate a better income. To do so, Yosep is requesting a loan amounting to IDR 4,500,000 from TLM to purchase new stocks to be sold.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 98
    View loans »
    Indonesia Loans Fundraising
  • $6,318,525
    Funds lent in using Kiva
  • 9,470.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Yosep to purchase new stock to be sold.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jul 24, 2012
Jul 29, 2012
Currency Exchange Loss:
Dec 17, 2014