Lindita is 38 and married. She has three children ranging in age from 2 to 12 years old. Her family lives in the central east of Albania, in a rocky mountain village that geographically makes the life of inhabitants harder to live. Yet, many families here have taken micro-loans from VisionFund Albania to start up businesses or improve their living conditions, with Lindita being one of them.
She started a livestock business around five years ago. Since then, she has been selling dairy products to the locals and has been pleased to some extent with the money she earns through it, “Yet, there are lots of challenges, that at times I think I will never overcome,” Lindita says.
This is the third time she is requesting a loan from the same institution, yet this time is different because this is a Kiva loan. Lindita wants to buy a milk cow with this loan in hopes of increasing the dairy production and, of course, the earnings.
Lindita is someone who is respected by all in her village.
About VisionFund Albania
VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.
While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.