Dame is based about 16 km from the main town, he is married and a father. He has worked as a trader for over ten years - he buys cabbages in order to resell them in Dakar. He gives up all his time for work - starting his day at 8am and finishing at 9pm. Dame has had three previous loans with the institution, and he has always respected his commitments to them.
He is requesting a loan of 300,000 francs repayable over 12 months.
The profits that will be generated from these sales will allow him to cover his daily living expenses and to have some savings. In the future, Dame wants to grow his working capital in order to invest further into market gardening.
Mr Dame est domicilié à environ 16 km de la ville principale, il est marié et père de famille.IL exerce le métier de commerce depuis plus de 10 ans, il achète des choux pour les revendre à Dakar.IL consacre tout son temps au travail en commençant sa journée à 8 h pour la finir à 21 h. Mr Dame a eu à contracté 3 prêts au niveau de l’IMF et il a toujours respecté ses engagement vis-à-vis de l institution.IL demande un crédit de 300 000 f remboursable en 12 mois ,le bénéfice qui aura issu de ces ventes lui permettra de prendre en charge les dépenses quotidiennes et d’épargner. Mr Dame veut renforcer à l’avenir son fond de roulement pour mieux s’investir dans le maraichage.
This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.