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Francis is 45 years old is married with six children, four of whom are currently in school. He lives in the town of Mbarara in the Mbarara region of Uganda. For the past 12 years, Francis has been working hard to manage his farm and garden shop where he sells seedlings.

Francis is requesting a 2,000,000 UGX loan from BRAC Uganda to help expand his business and buy more flowers, seedlings, trees, and fruit plants. His loan will help him to generate greater profits and boost his business by allowing him to sell more. Francis hopes that in the future, he will be able to have a larger farm and improve his standard of living.

Francis is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like Francis who do not have enough collateral for commercial loans but have businesses that have grown too large for microloans.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

About Uganda

  • $1,800
    Average annual income
  • 116
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 2,487.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Francis buy flowers, seedlings, trees, and fruit plants to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 14, 2012
Jul 29, 2012
Currency Exchange Loss:
Aug 27, 2013