Thlk, aged 54, is married and lives in the Baray district with her spouse and three of her children, while the oldest is married and lives separately. Thlk is a hard-working mother who devotes her full time to farming. This allows her to raise her children and send them to school.
Recently one of her children started attending college; this encourages her to work tirelessly in the field to earn more income to support his education. She grows rice and seasonal vegetables on two and half hectares of farmland. Thlk aims to support her children’s education until they earn a bachelor's degree. She has a strong belief that through this they might have a better future and stay out of poverty.
Due to insufficient funds, Thlk has applied for a second loan of KHR 1,000,000 to add to existing money to pay the tuition fees of her son. She hopes that Kiva lenders will give constant support to her family. She promises to repay her loan on time as she did for her first cycle. She is very happy and appreciates the lenders.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.