A loan of $2,375 helped a member to purchase bangle and ladies' fancy items for sell.


Maa Pendrani Group's story

Sabana, aged about 45, is the group leader of this four-member joint liability group (JLG), which is named Maa Pendrani. The group is based in Khariar town, which is situated in Nuapada district of Orissa state in India. Sabana is a very active lady who wants some extra income out of her own efforts. This is her second loan from Mahashakti Foundation. Her husband has a mutton shop where Sabana invested her first loan. But when she saw other women in her group earning their own income, she decided to start a new business of her own. So when she took her second loan, she started a home shoppe with ladies' items like Bengal and other fancy materials.

The other three members of her group are Nasira, Nimandri, and Kamalini. Nasira and Nimandri have their own tailoring shops. Four years ago, they had started these businesses at a small scale with one sewing machine each. After the intervention of Mahashakti Foundation, they took three loans, invested properly, and now they have developed their businesses by adding extra sewing machines, pico machines, and interlock machines. They are earning a lot. Now, the two active ladies have employed three to four workers in their tailoring shops to help them in their business. In the locality, they have earned a lot of name and fame for sewing ladies' garments. By taking the present loan, they have planned to purchase some raw materials for their businesses as well as to improve their husbands' businesses by purchasing ready-made garments and grocery items. They want to earn some extra money for the educational development of their children. Kamalini, another member of the group, also wants to help her son’s electrical shop by taking this loan. As per the loan requirements of the clients and as per the loan appraisal , an amount of Rs.132,000 INR is required for the group.

This is a four-year-old JLG with 100% on-time repayment. The members of this group are very active and playing a vital role in the financial and overall development of their families.

In this group: Sabana, Nimandri, Nasira, Kamalini
*not pictured



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