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Im is a resident of the Baray district of Kompong Tom province. She was born and grew up there in a low-income family farm. Because of the financial constraints of the family at that time, Im quit her studies at primary school level in order to help her parents in their business.

She has been doing farming for many years as she is now 40 years of age. She is married to a local farmer and gave birth to three single children. To elevate her standard of living, Im also devotes herself to a hog-raising business. She raises a few piglets for fattening and sells them to local butchers after a 3-4 months period of raising.

Im decided to seek additional capital to pay for her farming operating expenses. She would like to have KHR 600,000 to pay for labor costs in planting her rice crops.

With the help of the loan, Im will be able to manage a good business and complete her farm work at the right period of time. She hopes that she will obtain a fruitful harvest in the upcoming season.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 115
    View loans »
    Cambodia Loans Fundraising
  • $41,451,425
    Funds lent in using Kiva
  • 4,105.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $150 helped Im to pay for labor costs in planting her rice crops.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jun 26, 2012
Aug 4, 2012
Currency Exchange Loss:
Apr 25, 2013