A loan of $2,300 helped a member to buy clothing and other merchandise to sell.


Grupo Virgen Del Cisne Group's story

Mayra, Maria Eugenia, Hercilia and Antonia make up the communal bank "Virgen del Cisne." The four women live in Santo Domingo de Los Tsáchilas, a city located between the coast and the Ecuadorian mountains. This city links the various Ecuadorian cities, making Santo Domingo a crucial point for Ecuadorian commerce. What's more, the city handles most of the livestock trade in the country. Its climate is humid and tropical; the temperature varies from 18 to 32 degrees centigrade. Santo Domingo is home to the Tsáchilas, an ethnic group that existed from before the colonial era. This city is also known for its production of fruit. The group "Virgen del Cisne" is made up of 4 members who, based on a strong and good relationship, created their own businesses selling clothing, fruit and prepared meals. Mayra, 26, only completed elementary school. She has not yet started a family, because she wants to devote her energy to her business. Maria Eugenia, 61, is also single, and she invests her time and experience in her business as a merchant. Zoila Hercilia is 47 years old. She is the single mother of a son who she has to support. To do this, she works very hard to get ahead with her business. Antonia de Jesus, 54, is also a single mother and has 2 children. Even though she was not able to complete her high school education or go to college, Antonia dreams that her children will achieve this. Therefore, she wants the "Virgen del Cisne" group to prosper and the members to increase their earnings. Although they are strongly motivated, it's difficult for these four enterprising women to increase their income because they lack capital. For this reason, they are requesting a Kiva loan so that they can buy more clothing and fruit in bulk to reduce the unit price, a table and chairs so that their customers will feel more comfortable, and to make other needed repairs. With this loan, they have faith that their businesses are going to be more profitable so that they can provide a better quality of life for themselves and their families.

In this group: Mayra Gabriela, Maria Eugenia, Zoila Hercilia, Antonio De Jesus
*not pictured

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Translated from Spanish by Kiva volunteer Lisa Grobar



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